Pawn conditions, Price list
Pawn is arranged for the period of 28 days with the possibility of termination and paying off anytime during the validity.
The fee is set weekly. Every not started week is being deducted.
If you don´t want to redeem the loan, you don´t have to. You have no personal responsibility, the warranty is related to your valuabe only.
The interest rate is as follows:
to 5 000,- of loaned amount
over 5 000,- of loaned amount
over 10 000,- of loaned amount
over 60 000,- of loaned amount
Every expired pawn is kept 14 days, during this period you still have chance the pawn pay off or extend.
Minimum fee for concluding contract is 70 Kč, if the loaned amount and the duration is as low as it doesn´t match interest of 70 Kč.
How much we loan you?
From 50 to 70% actual market price. It depends on the condition and the age of the offered object.
What conditions you have to meet?
We loan adults older than 18 years with valid ID card only.
The lowest loaned amount is 500 Kč. The goods must be at least triple worth.
Period and extention of pawn
Pawn of the movable thing is arranded for 28 days with the posibility of colletion after weeks (7,14,21,28 days). Every not started week is being deducted. E.g. you collect paw within one week, you pay only for 7 days from 28 days. If you pay the interest in the day the pawn is ending, it is possible to extend it again up to 28 days.
The pawn period is unlimited provided on condition you pay the interest for loan and safekeeping latest on the due date. The pawn can be permanently extended for any weeks, max. for one month unlimited.
In case, you pay all pawn fees to the due date, the loan amount and the loan interest, the goods will be transfered back to your property and the object will be returned to you.
If you collect the pawn one week earlier or more weeks, will this week(s) be deducted from the pawn and the loan interest will be reduced.
Every goods, which will be expired due to uncollected pawn is automatically kept for 14 days. For these days there is still chance to pay out or extend the pawn.
In case you need long-term loan it is possible to arrange pawn for longer period than it is usually offered. It depends on the kind of pawned goods and on the amount you want to receive.
Objects you leave for pawn are carefully saved in a special room, where are protected against damage and theft.
Precious metals and small valuables are kept in a safebox.
Cars and other oversize objects are kept in a secured private land.
We accept for pawn not only cars and trucks, but also motorbikes, scooters, quad bikes, minibuses, trailers, campers, mobile homes. For more information here.
Pawn of gold and silver
We accept gold from fineness 250/1000 (6 Kt.). Minimum quantity of scrap silver for pawn is 80g and for repurchase 30g.
Gold (prices for 1g of gold)
|Purity||Carats||Pledge price 20.10.2021|
|999/1000||24 carats||1.162 CZK|
|750/1000||18 carats||873 CZK|
|585/1000||14 carats||681 CZK|
|375/1000||9 carats||437 CZK|
|333/1000||8 carats||388 CZK|
Silver (prices for 1g of silver)
|Purity||Pledge price 20.10.2021|
We accept properties such as flats, houses, lands, relaxing areas, commercial properties. For more information here.